12. Allowances for expected credit losses
Annual Report
2019
2019
| ALLOWANCES FOR EXPECTED CREDIT LOSSES | 2019 | 2018 |
|---|---|---|
| Debt securities | (3) | (10) |
| measured at fair value through OCI | (9) | – |
| measured at amortized cost | 6 | (10) |
| Loans and advances to customers | (1 104) | (1 292) |
| measured at fair value through other comprehensive income | 1 | – |
| consumer | 1 | – |
| measured at amortized cost | (1 105) | (1 292) |
| housing | (104) | (165) |
| business | (362) | (512) |
| consumer | (559) | (562) |
| finance lease receivables | (80) | (53) |
| Other financial assets | 2 | (1) |
| Provisions for financial liabilities and guarantees granted | (42) | (70) |
| Total | (1 147) | (1 373) |
| ACCUMULATED ALLOWANCES FOR EXPECTED CREDIT LOSSES (BALANCE) | 31.12.2019 | 31.12.2018 |
|---|---|---|
| Amounts due from banks | 1 | 1 |
| Debt securities | 25 | 36 |
| measured at fair value through OCI | 5 | 10 |
| measured at amortized cost | 20 | 26 |
| Loans and advances to customers | 7 222 | 8 204 |
| measured at fair value through other comprehensive income | 1 | – |
| measured at amortized cost | 7 221 | 8 204 |
| Provisions for financial liabilities and guarantees granted | 269 | 227 |
| Other financial assets | 92 | 97 |
| Total | 7 609 | 8 565 |